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There's something about the onset of a new calendar year that inspires us to strive for a new beginning. Unfortunately, the road of good intentions often leads to a dead-end. This year, consider these 3 principles.

When things fall apart in your life, you will experience a lot of emotions that can hold you back, such as grief, anger, frustration and regret. But the most damaging emotion of them all is fear.

At its simplest level, financial management addresses three key elements: income, needs and wants. But consider a fourth factor that underlays all others: the posture of your heart.

We stretch the truth in a sales pitch. We hide the poor customer reviews. And we tell ourselves, "it's not an outright lie, it's just not full disclosure." That's how business is done, right? But clock out for a moment and ask yourself: Is that the type of person you want to be known as? More importantly, is that the representation of GOD that you want to give to your clients and colleagues?